Unlike most moms/wives, I do not keep a list of all the things that we’ve bought and the money spent. Instead, I’m the type who, before a payday comes, lists down all the bills to be paid and contributions/savings to be set aside.

But did you ever notice that even if and when we get a raise, or an additional source of monthly income, it didn’t mean more savings to be set aside. Instead it seemed that it is just enough to cover all the bills? I don’t get it.

Is there some sort of conspiracy going on huh?

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